Security & Compliance Is Built-In

Handling payments at Fortune 500 scale comes with significant security and compliance burdens. Storing sensitive card data in-house or relying on a patchwork of vendor systems can increase your exposure to fraud, breaches, and regulatory penalties. Modo addresses these risks with built-in security and compliance features as a core part of the platform.

We tokenize and vault sensitive payment data (or work with your existing vault) so that your customers' card details are secured and your PCI DSS scope is reduced. In other words, Modo ensures that raw card numbers are not roaming across your systems, lowering the risk of data leaks.

Our orchestration engine enforces consistent security policies across all payment flows. You can plug in best-in-class fraud prevention services of your choice, and Modo will integrate them by design into every transaction path. This means fraud checks and compliance rules are embedded directly into the workflow from the start.

For compliance, the platform adapts as standards evolve (PCI, PSD2, 3DS, etc.), sparing you from last-minute fire drills to meet new mandates. The importance of this proactive approach cannot be overstated: the average cost of a data breach reached $4.88 million in 2024, and about $2.8M of that comes from lost business (downtime and customer churn) after the breach.

By leveraging Modo's security and compliance capabilities, enterprises mitigate the risk of such costly incidents. You protect revenue and customer trust by preventing fraud and breaches, while avoiding the hefty fines and reputational damage that come with non-compliance. In short, Modo provides Fortune 500-grade security out of the box, so you can stay ahead of threats and regulations while maintaining focus on your core business.