ModoPayments | The Original at Orchestrating Payments | Data Sovereignty through Vault Orchestration

One of Modo's core principles is that your data is your data. Many payment platforms or processors will hold your customers' card data in their own vault and issue tokens to you. While tokenization is good for security, the downside is often vendor lock-in. If you ever want to switch providers or take control of those payment credentials, it can be extremely difficult. Modo takes a very different approach: we enable vault independence and ensure you retain ownership of your payment data. In practical terms, this means we can work with your existing card vault or provide vaulting in a way that you can export and control, and we'll assist in migrating off any proprietary vaults that have you trapped.

Tokens work across any payment provider you choose, eliminating re-tokenization overhead when switching or adding processors. This multi-gateway portability means you negotiate from a position of strength and maintain the flexibility to optimize your provider mix without technical constraints.

Vault Escape: Your path to freedom

This "Vault Escape" philosophy is a key differentiator. For example, if you're currently stuck with a payment provider because all your customer card tokens live in their system, Modo can help liberate that data so you're free to choose the best providers while preserving your ability to bill customers. We'll help set up a long-term vault solution that remains vendor-independent.

We support phased migrations with dual-write capabilities, allowing you to transition without downtime or risk. Your current vault continues operating while we build and validate your new infrastructure, then switch over when you're ready.

The benefit to the enterprise is future flexibility. You maintain freedom from past technology choices. You maintain control over sensitive customer payment information as a strategic asset. Modo operates as an orchestration layer, not an intermediary. You maintain direct financial relationships and negotiate your own terms with providers.

Orchestrating Secure, Sovereign Payment Data

Vault independence as a strategic hedge

If your payment credentials can only live in one vendor's vault, then that vendor controls your future. Orchestration ensures vaults are portable, swappable, and strategically independent.

Extensible security architecture with multi-vendor flexibility

Fraud controls, token types, and vault providers evolve. Orchestration lets you rotate, upgrade, and replace components while maintaining data portability across your entire estate.

Regulatory resilience at system boundaries

Standards change faster than legacy payments systems do. By separating control plane from vault implementation, orchestration keeps you adaptable through rapid evolution.

Proof-of-control as an advantage

Being able to export, migrate, and prove where card data lives becomes leverage in negotiations, M&A, and incident response. BIN metadata enables smarter routing decisions and fraud prevention at the moment of authorization. Control becomes an economic asset.

Ready to See Solutions in Action?

Now that you understand Modo's platform capabilities, explore how we apply them to solve real business challenges.

Orchestration that solves enterprise challenges

Vaulting and tokenization safeguard your payments, but orchestration goes further. Modo helps enterprises cut costs, reduce churn, and navigate transitions with a suite of solutions designed to solve today's problems while preparing for the future.