The Original at Orchestrating Payments

Modo’s orchestration platform acts as a central hub for all your payment activities: payments, financial reconciliation, and vaulting. It seamlessly integrates with your existing systems and payment providers to orchestrate transactions intelligently from end to end.

Powered by the COIN: Transactional Ledgering That Keeps Everything in Balance

At the heart of Modo’s platform is the COIN®, our transactional ledgering system that maintains continuous balance from the first transaction. Unlike traditional payment systems that reconcile at period-end and hope for a “big green zero,” the COIN starts with the final accounting in mind and ensures your systems stay in balance at every step.

This changes what’s possible. Because the COIN® maintains consistent ledgering regardless of payment method, you can accept any form of payment: credit cards, ACH, Apple Pay, Cash App, and even emerging methods that don’t exist yet. You can do so without introducing complexity to your business and accounting systems. Your customers get to pay how they want. Your teams avoid the organizational upheaval that typically comes with adding new payment types.

With Modo’s COIN®, differences in payment methods become invisible to your business systems. You get the flexibility to meet customers where they are without the implementation pain that usually comes with it.

The Power of Modo

Modo brings together data, security, and customer experience into one cohesive solution. In short, we reduce risk, eliminate integration pain, and ensure more of your payments succeed while preserving your current tech stack.